Zero Raises £757,000 in Latest Funding Round, Strengthening Its Mission to Make Money a Force for Good
Welsh-founded sustainable fintech Zero has successfully raised £757,000 in its latest funding round, including £285,000 secured through a crowdfunding campaign on Crowdcube. The oversubscribed raise, which exceeded initial targets, brings the company’s total funding to over £3.9 million to date.
The round attracted over 670 investors, highlighting growing consumer appetite for purpose-driven alternatives in financial services. Zero’s pre-money valuation stood at £12 million (undiluted), with investors also benefitting from 30% EIS tax relief. The company noted that the round remains open for a limited period to angel investors contributing £10,000 or more.
Founded on the principle of aligning money with environmental values, Zero continues to position itself as a sustainable challenger in the banking space. From offering a free personal account with virtual and contactless payment features to issuing digital debit cards, the fintech has integrated climate-conscious features into its core proposition. One such feature is its proprietary GreenScore® system, part of its broader B Corp-certified mission.
The latest funding builds on several previous rounds, including:
- £1.025 million pre-seed round in September 2023
- £1.48 million seed round in March 2025
- Contributions from Mastercard
- Incorporation capital from the founders
Zero launched to the public in January 2025, following a soft launch to friends and family in December 2024. Since then, it has attracted more than 15,000 users, reflecting a strong demand among climate-conscious consumers. With over 11 million UK adults under 35 reportedly concerned about climate change, Zero sees a substantial growth opportunity.
Looking ahead, Zero plans to expand its offering with the launch of its “Planet Saver” instant access savings account in October 2025. Further product developments under consideration include:
- ESG investments and pensions
- Premium subscriptions
- Green mortgages
- A Green Credit Card
The newly secured funding will be directed towards:
- Team expansion
- Enhancing the Zero app with new features
- Driving marketing and strategic partnerships
As Zero continues its journey, it remains committed to ensuring customers share in its success. Every customer receives community share options upon sign-up, with opportunities to earn more by referring others.
For more on Zero’s journey and sustainable finance ambitions, visit: https://zero.co.uk/blog