Cross-Sector Challenges: Connecting Industry Needs with Fintech Innovation

We’re pleased to launch a new set of Cross-Sector Challenges, bringing together real business problems from a range of industries with the innovation, expertise and problem-solving capabilities of the fintech and technology ecosystem.

This initiative invites fintech and technology organisations to review a series of live challenges and put forward potential solutions. Whether you have an existing product, a proven service, or a new idea with strong potential, this is an opportunity to collaborate with organisations across sectors and demonstrate your expertise in response to real-world opportunities.

All proposed solutions will be shared with the organisations behind each challenge, with the aim of supporting introductions and encouraging future collaboration. A selection of standout challenge-solution pairs will also be invited to present at the Wales Fintech Festival, highlighting innovation in action on a national stage.

We encourage you to explore the challenges below and consider where your organisation could add value.

Please submit your proposed solutions by 5pm on Friday 15 May 2026.

Current challenges

• Challenge 1 – Payment and Financial Management System
  
• Challenge 2 – Environmental Risk Monitoring and Early Warning Systems
  
• Challenge 3 – AI Sustainability Impact Model and Reporting Tool
  

Each challenge provides further background, context and the core question being posed to the fintech and technology community.

We look forward to seeing the ideas, products and partnerships that emerge through this process.

Please submit your solution via the relevant challenge link above.