Admiral Group Reports Record H1 2025 Profits as UK Operations Drive Growth

Admiral Group has announced a 69% increase in profit before tax from continuing operations in its half-year results for 2025, reaching a record £521 million.

The Cardiff-headquartered financial services group attributed the performance to robust growth in its UK operations — particularly its motor and household insurance lines — and continued expansion in Admiral Money. Total customer numbers rose 10% year-on-year to 11.42 million, despite a slight reduction in its European insurance portfolio.

Key Financial Highlights

Group profit before tax from continuing operations: £521.0m (+69%)
Earnings per share: 132.5p (+72%)
Interim dividend: 115.0p per share (+62%)
Return on equity: 57% (+12pts)
UK Insurance profit: £584.4m (+61%)
Admiral Money profit: £16.3m (+139%)
Group turnover: £3.10bn (flat)

The group’s combined ratio improved to 77.7%, and its insurance service margin strengthened to 18.8%, reflecting disciplined underwriting and improved operational efficiency.

CEO Statement

“We have delivered another excellent first half with strong execution across all strategic objectives… Our disciplined approach to pricing and growth means that we reported a great performance across the board. I’m very excited to see our businesses go from strength to strength.”

– Milena Mondini de Focatiis, CEO

In line with its inclusive growth model, Admiral will award free shares worth up to £1,800 to over 13,000 employees. The company also highlighted achievements in ESG, including a reaffirmed AAA rating from MSCI and 25 consecutive years recognised as a Great Place to Work in the UK.

For further insight into the results and leadership perspective, Admiral Group’s CEO Milena Mondini de Focatiis also shared an update on LinkedIn.

The interim dividend of 115.0 pence per share, comprising both a normal and special dividend, will be paid on 3 October 2025.

The full investor presentation and slides are available on Admiral Group’s Investor Relations page.